Hi
I had received a county court claim from PRA group for a debt I had with Virgin Money back in 2010. I defaulted on the debt and had set up a debt management plan to pay it back. Due to personal reasons in June last year I was unable to keep up with my DMP and in November last year received a County court claim form from PRA group. I sent in my Defence to the court basically saying I don't know who PRA group is??... I have had a response from the court to say it would be struck out unless PRA GROUP can submit particulars of the claim by 8th March. The sent in a copy of MBNA's T&C along with assignment notice of the debt being 'transferred' from a company called activ to PRA group. There was no assignment of notice from MBNA to the other company they claim who were dealing with it, who were called Varde. I knew nothing of any of these companies purchasing my debt. As far as I was aware my debt plan were paying Virgin back. Can someone please help to advice me am I right in thinking I need to see a copy of the assignment notice from MBNA to Varde and then Varde to activ who the changed their name to PRA group? Thanks in advance.
I had received a county court claim from PRA group for a debt I had with Virgin Money back in 2010. I defaulted on the debt and had set up a debt management plan to pay it back. Due to personal reasons in June last year I was unable to keep up with my DMP and in November last year received a County court claim form from PRA group. I sent in my Defence to the court basically saying I don't know who PRA group is??... I have had a response from the court to say it would be struck out unless PRA GROUP can submit particulars of the claim by 8th March. The sent in a copy of MBNA's T&C along with assignment notice of the debt being 'transferred' from a company called activ to PRA group. There was no assignment of notice from MBNA to the other company they claim who were dealing with it, who were called Varde. I knew nothing of any of these companies purchasing my debt. As far as I was aware my debt plan were paying Virgin back. Can someone please help to advice me am I right in thinking I need to see a copy of the assignment notice from MBNA to Varde and then Varde to activ who the changed their name to PRA group? Thanks in advance.
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