Paid money into someone elses account.

[Elaineg]

Hi,

Is anybody able to help please.

I mistakenly paid money from my account to the wrong person, I've contacted the bank who told me it went to a Santander account but could not reveal who the company was without getting court proceeding in motion. My bank tried to recover the money but were told funds not available. I know the company that has the money (New Day) as I traced the account the money was paid into online with the sort code and account number. I contacted New Day many times to try and retrieve the money, they say they cant find it and it may be in an offshore account. after repeat phone calls I realised I was bashing my head against a brick wall.

What can I do?

Thanks

[Crazy council]

Re: Paid money into someone elses account.

is it this company or another

http://newday.co.uk/

[Elaineg]

Re: Paid money into someone elses account.

I'm not sure.
When I phoned them regarding the sort code and account number they confirmed they were New day.
I Had a Debenhams card many years ago which defaulted because of illness, they sold the debt on to Arrow. Ithought I was making payments to arrow at £1 month until I mistakenly paid two amounts this account and later found out it was new day, never had any letters to say the debt had been sold on.

[Elaineg]

Re: Paid money into someone elses account.

I've been doing my research on the other threads, I've found what to do now.

Thanks

[Diana M]

Re: Paid money into someone elses account.

I Had a Debenhams card many years ago which defaulted because of illness, they sold the debt on to Arrow. Ithought I was making payments to arrow at £1 month until I mistakenly paid two amounts this account and later found out it was new day, never had any letters to say the debt had been sold on.

May I ask why you are paying Arrow £1 per month for a debt they bought from Debenhams many moons ago? Is there a CCJ or are you simply making token payments to keep them off your back?

Arrow tend to use partners to collect on their behalf such as Restons and Shoosmiths so who are you paying your £1 to (when you're not paying it to NewDay by mistake ) ?

Di

[Elaineg]

Re: Paid money into someone elses account.

Hi Di,
Im was paying them £1 a month to keep them off my back, but have stopped paying hoping they would contact me so I could claim the money I mistakenly paid to their account.
No contact as yet. Have been onto financial ombudsman and they are sending New Day a letter requesting money be returned on my behalf. They said that they need to have letter to request refund back to my account and they have eight weeks to respond.

[Elaineg]

Re: Paid money into someone elses account.

I didn't know it was New Day until I searched and found out the sort code was theirs. I've phoned them many times but they say they can't find my account details.

[Diana M]

Re: Paid money into someone elses account.

Im was paying them £1 a month to keep them off my back, but have stopped paying hoping they would contact me so I could claim the money I mistakenly paid to their account.

Well you could send Arrow a s. 77-79 CCA Request to see if this old Debenhams account is enforceable in court (or not)

Di

[Elaineg]

Re: Paid money into someone elses account.

Might go down that route in the future, just want to get the money back first.

[Diana M]

Re: Paid money into someone elses account.

Might go down that route in the future, just want to get the money back first.

How much did you pay?

Di

[Elaineg]

Re: Paid money into someone elses account.

I accidentally paid more than what the debt was originally

[Diana M]

Re: Paid money into someone elses account.

I accidentally paid more than what the debt was originally

How much is the current balance and how much did you pay to a third party (accidentally)?

Di

[Elaineg]

Re: Paid money into someone elses account.

Rather not put the amounts on here as I'm bit concerned that they follow this site. Don't want them to get heads up. Thank you for your advice.

[Diana M]

Re: Paid money into someone elses account.

Rather not put the amounts on here as I'm bit concerned that they follow this site. Don't want them to get heads up. Thank you for your advice.

I was simply trying to establish the facts (round figures would have been sufficient) because accurate advice can't be given based on only part of the story.

Di

[nemesis45]

Re: Paid money into someone elses account.

Rather not put the amounts on here as I'm bit concerned that they follow this site. Don't want them to get heads up. Thank you for your advice.

Responded to PM.

nem