Hi all,
First post ever on here so my appologies if I make no sense!
I have just recieved a claim form that has ME111 as the claimant and Mortimer Clarke as the solicitor.
The particulars of claim are as follows:
By agreement between WELCOME FINANCIAL SERVICES LTD & the defendant on or around 08/01/2008 ("the agreement") WELCOME FINANCIAL SERVICES LTD agreed to loan the defendant monies. The defendant did notpay the instalments as they fell due and the agreement was terminated. The agreement was assigned to the claimant. THE CLAIMANT THEREFORE CLAIMS 2081.48
So, basically this was a welcome finance loan that was taken out when I was very ill a long time ago and allready in financial difficulty.
I entered into a debt management plan after a short period of time when I returned to work and as part of the procces contacted creditors to find out balances.
Welcome finance wrote back at this time and said they had no record of the debt, this was around 2009.
I am not sure what to do with the claim form as my noddle shows no record of the account at all and I believe there is a good chance that this is now statute barred.
Should I put in a defence that I believe it is statute barred and that I have requested a copy of the cca along with last aknowledgement info to prove that it is in statute?
I'm sorry if this is gibberish, I really know absolutely nothing about these matters?!
Thanks in advance
J
First post ever on here so my appologies if I make no sense!
I have just recieved a claim form that has ME111 as the claimant and Mortimer Clarke as the solicitor.
The particulars of claim are as follows:
By agreement between WELCOME FINANCIAL SERVICES LTD & the defendant on or around 08/01/2008 ("the agreement") WELCOME FINANCIAL SERVICES LTD agreed to loan the defendant monies. The defendant did notpay the instalments as they fell due and the agreement was terminated. The agreement was assigned to the claimant. THE CLAIMANT THEREFORE CLAIMS 2081.48
So, basically this was a welcome finance loan that was taken out when I was very ill a long time ago and allready in financial difficulty.
I entered into a debt management plan after a short period of time when I returned to work and as part of the procces contacted creditors to find out balances.
Welcome finance wrote back at this time and said they had no record of the debt, this was around 2009.
I am not sure what to do with the claim form as my noddle shows no record of the account at all and I believe there is a good chance that this is now statute barred.
Should I put in a defence that I believe it is statute barred and that I have requested a copy of the cca along with last aknowledgement info to prove that it is in statute?
I'm sorry if this is gibberish, I really know absolutely nothing about these matters?!
Thanks in advance
J
Comment