Arrow Global claiming on account already with CCJ

[discopanda]

Hello all

Hoping for a bit of advice..a family member has received a claim form against him from county court in relation to an Egg Loan. He is retired but when was working he increased monthly direct debit to around £450 a month to pay off quicker but couldn't afford it after several months so tried to bring direct debit amount down again. Egg said he couldn't and had to continue on high monthly direct debits - he couldn't so it defaulted and to cut a long story short he has a CCJ against him about 2 yrs ago.. Yet he offered in writing at the time to make a lower monthly payment but they wouldn't accept..

So it got left and now it seems it's been bought by Arrow and we now have the court paperwork.. What should we do now? (Sorry for waffling) they can't put another judgement on the same account surely? He is willing to pay a smaller amount per month.. But I don't think its possible for them to give him another judgement when he has one on this account?

[charitynjw]

Re: Arrow Global claiming on account already with CCJ

Hi discopanda

Strangely enough some of us were just now discussing this issue elsewhere on the forum.
May I ask, do you know how many firms have bought this debt? (ie sold, bought, sold, bought etc) since Egg.
When the CCJ was decided, on what terms was the debt to be paid? (in full, payment schedule etc)
Has any payment been made?

I'll also give @Diana M & @R0b a nudge
(Maybe an n245 variation?)

[discopanda]

Re: Arrow Global claiming on account already with CCJ

Hey [MENTION=5553]charitynjw[/MENTION] thanks so much for response, I will get the information from him tomorrow morning for you..I'm not sure he even received paperwork for the first judgement as nothing was arranged for payment. He has always been willing to pay the debt but couldn't afford the massive monthly payments he used to make when working..I will get back to you in mornif with more info. Thank you for taking the time to respond