Tweet
Hi.
My husband left me in early 2015 and to my horror I have been getting letters from Banks and credit card companies saying he owes thousands to them. I had no idea he had run up these debts, although I knew we were having difficulties at that time.
I know I shouldn't have but I was opening his letters as I knew something was wrong. Once I found out about the debts I sent a letter to each company telling them that he no longer lived with me and that I had no idea about his debts or his whereabouts. I thought that would be enough! Each debt has now been sold on and Lowell Portfolio have now taken out a CCJ against him this week, even after I asked them to stop harrassing me when I heard they were going to do it.
Obviously I don't care what happens to him but I don't want them knocking at my door trying to take away goods that are mine, which will obviously happen I guess as he doesn't know he has this CCJ and it won't get paid. They said in a previous letter months ago that they knew he was at the address but obviously as he isn't they must be trying it on.
I told them that I had suffered with depression a few years back and I don't want to be dragged down again over someone else's debt. They haven't listened, in fact they didn't even reply!
I know in October when the first payment is missed that I will get a knock at the door. The others companies are probably lining up as I speak to do exactly the same too!
Does anyone know what I should do and can they come in and take my goods legally?
Thanks.
My husband left me in early 2015 and to my horror I have been getting letters from Banks and credit card companies saying he owes thousands to them. I had no idea he had run up these debts, although I knew we were having difficulties at that time.
I know I shouldn't have but I was opening his letters as I knew something was wrong. Once I found out about the debts I sent a letter to each company telling them that he no longer lived with me and that I had no idea about his debts or his whereabouts. I thought that would be enough! Each debt has now been sold on and Lowell Portfolio have now taken out a CCJ against him this week, even after I asked them to stop harrassing me when I heard they were going to do it.
Obviously I don't care what happens to him but I don't want them knocking at my door trying to take away goods that are mine, which will obviously happen I guess as he doesn't know he has this CCJ and it won't get paid. They said in a previous letter months ago that they knew he was at the address but obviously as he isn't they must be trying it on.
I told them that I had suffered with depression a few years back and I don't want to be dragged down again over someone else's debt. They haven't listened, in fact they didn't even reply!
I know in October when the first payment is missed that I will get a knock at the door. The others companies are probably lining up as I speak to do exactly the same too!
Does anyone know what I should do and can they come in and take my goods legally?
Thanks.
Comment