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Credit consumer act 1974
Back in 2001 I started a Microsoft Engineer course with an industrial/government approved provider.
To pay for the course (over £2000), my mum paid a deposit by credit card on the day and the remainder via a student loan from Barclays (of which said they it was necessary to vet the course provider was legit and accredited. Interesting they also banked with Barclays).
But in any way, after one module in, the provider went into administration and I was no longer able to complete the course.
Interesting they were in the red for several months and knowing this, still continued to mislead students into signing up for the course, knowing full well they were seeking advise from Administrators and assistance from their own bank Barclays! The same people who thought it would be good to sign off a student loan from!!
In any case, several hundred students were left without the course and the Administrators calculated about £1 each as creditors (!).
I complained to Barclays straight away, of which they said that I was unfortunate and that nether the student loan or credit card deposit was enough for me to get my money back.
The question is:
1. Is there a time restraint to which I can still pursue a claim?
2. Are Barclay Card 100% accountable due to the part payment for the whole course, and I could be entitled by them for whole £2000?
Many thanks for any advise.
Phil Seymour
Back in 2001 I started a Microsoft Engineer course with an industrial/government approved provider.
To pay for the course (over £2000), my mum paid a deposit by credit card on the day and the remainder via a student loan from Barclays (of which said they it was necessary to vet the course provider was legit and accredited. Interesting they also banked with Barclays).
But in any way, after one module in, the provider went into administration and I was no longer able to complete the course.
Interesting they were in the red for several months and knowing this, still continued to mislead students into signing up for the course, knowing full well they were seeking advise from Administrators and assistance from their own bank Barclays! The same people who thought it would be good to sign off a student loan from!!
In any case, several hundred students were left without the course and the Administrators calculated about £1 each as creditors (!).
I complained to Barclays straight away, of which they said that I was unfortunate and that nether the student loan or credit card deposit was enough for me to get my money back.
The question is:
1. Is there a time restraint to which I can still pursue a claim?
2. Are Barclay Card 100% accountable due to the part payment for the whole course, and I could be entitled by them for whole £2000?
Many thanks for any advise.
Phil Seymour
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