Hi everyone
I have received CCA from Link Financial, and have noticed its different from the CCA I requested from MBNA. The MBNA CCA is 7 pages and the CCA from Link is 8 pages, also the lender name has changed from MBNA Europe Bank Limited to MBNA Limited.
MBNA changed their name to MBNA EUROPE BANK LIMITED on 22/11/12, and my agreement dated 20/10/2008. Also their is no signature on the agreement, just a Please tick this box [X} as it was done via internet and also their is no account number on any documents.
The letter that follows is:
Customer name: X
Reference number: x
Current Balance: £8735
Date 05/11/2014
The account has been terminated. The "current balance" is the total outstanding balance that is due and payable immediately.
Payment can be......
In the event that a claim is raised to enforce the Agreement additional sums will become due. The "current balance" does not therefore allow for interest that may be claimed under s69 County Courts Act 1984, nor does it allow for legal costs that may be claimed.
What are you thoughts on this, and what should I do next?
Thanks
J
I have received CCA from Link Financial, and have noticed its different from the CCA I requested from MBNA. The MBNA CCA is 7 pages and the CCA from Link is 8 pages, also the lender name has changed from MBNA Europe Bank Limited to MBNA Limited.
MBNA changed their name to MBNA EUROPE BANK LIMITED on 22/11/12, and my agreement dated 20/10/2008. Also their is no signature on the agreement, just a Please tick this box [X} as it was done via internet and also their is no account number on any documents.
The letter that follows is:
Customer name: X
Reference number: x
Current Balance: £8735
Date 05/11/2014
The account has been terminated. The "current balance" is the total outstanding balance that is due and payable immediately.
Payment can be......
In the event that a claim is raised to enforce the Agreement additional sums will become due. The "current balance" does not therefore allow for interest that may be claimed under s69 County Courts Act 1984, nor does it allow for legal costs that may be claimed.
What are you thoughts on this, and what should I do next?
Thanks
J
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