Arrow / Restons

[jacko7069]

Hi all, I received a letter yesterday from Arrow, stating that my account had been past over to Reston's Solicitor's Ltd. The letter states that I owe £260.71 for an unpaid Lloyds TSB credit card, I can remember many years a go Arrow writing to me but I just ignored them. This letter states - Original Agreement with Lloyds 01/10/1996, Date of transfer to Arrow Global 18/07/2007. I have never made a payment to them and have never replied to there correspondence, so I have never accepted liability for the default. My question is how should I respond to this latest letter?

Regards
Jacko7069

[Amethyst]

Re: Arrow / Restons

Possibly reply along the lines of this letter http://www.legalbeagles.info/forums/...ed-Debt-Letter telling them the debt is statute barred. I'd also send a cca request to Lloyds for the original agreement just by way of back up in case restons keep pushing it.

[jacko7069]

Re: Arrow / Restons

Send the letters off today recorded delivery, funny thing is I received another letter from Reston's today with a income and expenditure form in, so it's now a case of waiting for there reply. Many thanks Amethyst will keep you posted.

[Amethyst]

Re: Arrow / Restons

Thank you, please do. If they try court we'll help you sort it out xx

[jacko7069]

Re: Arrow / Restons

Got a letter back today from Reston's, stating that they received my letter, but they are saying that they need to confirm that they are dealing with the correct person, I signed the letter using italic print, they need me to actually sign the letter which I am reluctant to do, What is my next course of action? They are saying that anyone requesting information is entitled to receive it.

[jacko7069]

Re: Arrow / Restons

Can anyone advise please

[mystery1]

Re: Arrow / Restons

How long have they corresponded by post at this address ?

M1

[jacko7069]

Re: Arrow / Restons

Not heard from then since last letter, they tried sending letters over a few years.

[jacko7069]

Re: Arrow / Restons

checked my Experian credit file and nothing showing for this debt.

[Amethyst]

Re: Arrow / Restons

You could use one of those anti tamper strip thingys if you are adverse to signing the letters because you are concerned about them 'borrowing' your signature.