Discharge of inhibition (Scotland)

[BertieBud]

Hi All,

First time poster here.

I recently had an Inhibition order placed on me for a £7000 debt owed to Cabot Financial, who appointed Nolans Solicitors to deal with it.

I've now paid the debt off in full (on the 10th on this month) but Nolans are refusing to issue me with a letter or email confirmation that the debt is settled, stating that I must pay a solicitor to request that documentation? I have also contacted Cabot who have confirmed that the balance is zero, but they won't issue a receipt/confirmation either, stating that because they've already appointed Nolans, the documents will have to come from them?

I have also requested that they apply for the discharge of inhibition since they're the creditors, but they're stating that I must foot the bill for that by taking it to court myself? Is this correct?

I just feel like they're holding me to ransom for even more money than has already been paid.

Thanks in advance for any advice.
Kind regards.

[Axolotl]

Hi Bertibud,

I am in a similar position to you. I paid off my debt with Nolan solicitors and emailed them to advise I had made a payment of (the amount) and according to my records my debt should now be paid in full. They came back to me attaching a letter to advise that the debt was now satisfied. However, also included in the letter that I had had an inhibition order registered against me, which I wasn't aware of, however, they are telling me that I will need to go to a solicitor to have the inibition order discharged and that they will be charging me £100 plus vat to sign the letter from the solicitor.

Can I ask have you managed to resolve this, I could wait until Sept 2025 for it to fall off, but im wanting to move house so I need it off before then.

Thanks in advance.