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I am in a position where I don't know which way to go.
I have debts, all in my name only. I am on universal credit and PIP. My wife, who is older than me, is on state pension. My question is, do I have to include my wifes pension in our income for debt repayment calculations? The complicated part is, when she started getting her pension, universal credit took the amount she gets off me. None of the debts are in her name or joint, so I can't take her pension to pay them. Do I simply declare my income at the 'reduced' amount as MY income for the debts?
I have debts, all in my name only. I am on universal credit and PIP. My wife, who is older than me, is on state pension. My question is, do I have to include my wifes pension in our income for debt repayment calculations? The complicated part is, when she started getting her pension, universal credit took the amount she gets off me. None of the debts are in her name or joint, so I can't take her pension to pay them. Do I simply declare my income at the 'reduced' amount as MY income for the debts?
