AJJB Law debt collection firm - harrassment

[Emma B]

Hi, I have received a threatening letter from debt collectors firm AJJB law. They have written to me using my maiden name and my parents address. I have been married and living elsewhere for over a decade. They allege I owe £291. I have written with their reference and told them this and asked for any data they hold on me under the data protection act. They won’t provide this as I refuse to give them my date of birth. How they would know my date of birth to verify items I don’t know! Anyway I have now asked twice for details of how and when I ran up this alleged debt telling them I do not believe I owe anyone anything and that I want their communications to stop as I am feeling very stressed and harassed.

can they take me to court if I refuse to pay for a debt I know both about ( they have failed so far to give me any more details).

Thank you in advance for your help. Regards, Emma

[echat11]

Hi Emma

Welcome to LB

If they allege a debt and you know nothing about it, then send them the following letter, make sure you get Proof of Postage :-

https://nationaldebtline.org/sample-...-not-owe-debt/

Update the thread with their response.

If they are considering taking you to Court, there are pre-action protocols they have to follow, i.e. Letter Before Action etc.

[Emma B]

Wow, thank you so much! So helpful. I will do this asap!

[Seanlee]

I am having to pay my exs bill. So what can I do?

[echat11]

I am having to pay my exs bill. So what can I do?

Start your own thread, the guys can help on there.

[PallasAthena]

Mackdam00671 is a spammer. Reported. EXC ULA

[echat11]

Mackdam00671 is a spammer. Reported.

Thanks, I should have spotted that.

[PallasAthena]

It was someone else you replied to echat11 - Seanlee - who may or may not be a spammer too! I gave him/her benefit of the doubt to see if s/he starts their own thread as you suggested.