Dryden/Erudio letters - is this statute barred?

[dragoncake]

Hi all,

I had a student loan from the 90's. I deferred as my salary was low. In 2016, I started getting debt collection letters from Dryden Fairfax - I had no idea Erudio had taken over the student loan. I never received the letters and the option to defer.

I have always responded to Dryden and Erudio via letter, and in 2018 and 2019, I wrote to them saying I never received correspondence from Erudio about all the changes, etc.

Recently, Dryden wrote to me with copies of letters informing me of the changes and an option to defer. However, the address on the letter is my old university address and not even the most recent address I gave them when I left uni, so they all look fake.

In 2017 - 20th April - I stupidly paid £25 to fend them away. I now realise 6 years have passed between the last acknowledgement of the debt and the current date.

Can I send them a statute-barred letter? And I wondered if anyone has an updated template.

Many thanks,

Clara

[atticus]

"Any claim you may have is statute barred, by reason of the Limitation Act 1980."

That is the key point. It as all that needs to be said.