Originally posted by Tiredofthis
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Lowell harassing me for unenforceable debt
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So it’s taken this long to get a response from Lowell , initially they ignored the letter sent and continued to send me more and more threatening letters regarding the outstanding balance .
I wrote again a month ago reiterating my request to provide me with terms and conditions and today they have responded with a letter stating there is no legal requirement to provide a CA (not what I asked for ) and the balance is still owing , followed in red by threats to send debt collectors if I don’t contact them to pay .
So what do I do now .. I’m at an absolute loss .
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Originally posted by Tiredofthis View PostSo it’s taken this long to get a response from Lowell , initially they ignored the letter sent and continued to send me more and more threatening letters regarding the outstanding balance .
I wrote again a month ago reiterating my request to provide me with terms and conditions and today they have responded with a letter stating there is no legal requirement to provide a CA (not what I asked for ) and the balance is still owing , followed in red by threats to send debt collectors if I don’t contact them to pay .
So what do I do now .. I’m at an absolute loss .
Try not to worry about this. You've been proactive, time to be reactive if and when they send anything meaningful.
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Thank you again - I’ve had three missed calls a day from them since that letter , I’m assuming they’ll probably take me to court next ? If I had the money they could have it , it’s £1500 , but I don’t , however surely they are going against the financial conduct act by persuading me when they’ve refused to supply the terms and conditions of the original bank account ?
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Send the following template, make sure you get Proof of Postage
https://nationaldebtline.org/sample-...sment-warning/
https://www.citizensadvice.org.uk/de...-by-creditors/
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