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Dro does anyone know if a partners pip is taking into consideration as income please?
Hi,
I'm a married man. Over the years I have gotten myself in to about 8k (approx) In debt with various credit cards and catalogues. Mostly whilst working and having a steady job.
I am not currently working as I am an official carer for my wife as she is severly disabled due to ill health. So she claims pip. So does my daughter as she is on the spectrum. So i have to be at home at all times to look after them. I have 3 children altogether who are under 19 and in full time education.
The debts are in my own name. ( I have taken them out for various things over the years)I have just about managed to pay the minimum payment each month on them with family help. ( I am not currently in arrears). As circumstances have changed this can no longer happen. The bills (utility) are sky rocketing and I dont know how much longer we can continue to survive.
my question is.. what is the best way forward? I was looking into a debt relief order. But there is no clear information online about what they take into consideration as income?.
Myself I only recieve carers allowance and I am a named person on my wife's esa claim. Tax credits for my children is in my wife's name also.
So just to clarify.. the only money I get in my name is carers allowance and as a named person in a esa claim.
If I was to start an Do do they take into consideration my wife's and daughters pip claim as income? As that money is theirs for their disability and nothing to do with me? I got into debt not them. So will this affect benefits in their name because we live together?
There is no info about this online. I just want to know what will happen before I start the process.
I just don't want them to have to suffer and have their benefits affected because of my foolishness of getting into debt. I feel bad enough already to be in this situation where I'm struggling so much.
If anyone can help me?, I would be extremely grateful. I have contacted money matters but they could not find no information to help me in my circumstances. Has anyone been in this situation before? I really don't know what to do for the best anymore.
I'm a married man. Over the years I have gotten myself in to about 8k (approx) In debt with various credit cards and catalogues. Mostly whilst working and having a steady job.
I am not currently working as I am an official carer for my wife as she is severly disabled due to ill health. So she claims pip. So does my daughter as she is on the spectrum. So i have to be at home at all times to look after them. I have 3 children altogether who are under 19 and in full time education.
The debts are in my own name. ( I have taken them out for various things over the years)I have just about managed to pay the minimum payment each month on them with family help. ( I am not currently in arrears). As circumstances have changed this can no longer happen. The bills (utility) are sky rocketing and I dont know how much longer we can continue to survive.
my question is.. what is the best way forward? I was looking into a debt relief order. But there is no clear information online about what they take into consideration as income?.
Myself I only recieve carers allowance and I am a named person on my wife's esa claim. Tax credits for my children is in my wife's name also.
So just to clarify.. the only money I get in my name is carers allowance and as a named person in a esa claim.
If I was to start an Do do they take into consideration my wife's and daughters pip claim as income? As that money is theirs for their disability and nothing to do with me? I got into debt not them. So will this affect benefits in their name because we live together?
There is no info about this online. I just want to know what will happen before I start the process.
I just don't want them to have to suffer and have their benefits affected because of my foolishness of getting into debt. I feel bad enough already to be in this situation where I'm struggling so much.
If anyone can help me?, I would be extremely grateful. I have contacted money matters but they could not find no information to help me in my circumstances. Has anyone been in this situation before? I really don't know what to do for the best anymore.
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