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Hello I have been reading alot of comments and would just like to see if anyone has claimed back from a company called buddy loans?
2-3years ago I had a massive gambling problem i was getting multiple payday loans every month this was from around jan 2018 until mid 2019 , I was earning different wages every month due to overtime but I could say I was clearing anywhere between 2000 to 2500 every month after tax . I applied for a loan with buddy loans while I was at my peak of my gambling problem I got 4000 and had to pay 7000 back . I am now gambling free and had to sign up to a debt management plan for all my other debt mainly payday loans and hadnto keep buddy loans separate to make sure it didn't effect my guarantor. So I have emailed a complaint for unaffordability and attached my bank statements 3 months prior and the month the loan was issued (dec18tomarch19). For a rough idea December 2018 I had 5 payday loans , I had made payments to 9 payday loans I already had existing and had gambled a ton of money , jan 19 and Feb 19 was simular but the month they issued the loan I had taken 8 payday loans before they paid in the loan and also made 16 payments to other payday loans in March. I know its crazy but at time I was in such a spiral. In March I had borrowed approx 3000 in payday loans and 4000 from them . I know I'm to blame but surely this has to be irresponsible lending. Any thoughts? And as I said maybe a month or two after the last loan in question I used gamban and arranged a dmp and have slowly got my self stable-ish finacialy
2-3years ago I had a massive gambling problem i was getting multiple payday loans every month this was from around jan 2018 until mid 2019 , I was earning different wages every month due to overtime but I could say I was clearing anywhere between 2000 to 2500 every month after tax . I applied for a loan with buddy loans while I was at my peak of my gambling problem I got 4000 and had to pay 7000 back . I am now gambling free and had to sign up to a debt management plan for all my other debt mainly payday loans and hadnto keep buddy loans separate to make sure it didn't effect my guarantor. So I have emailed a complaint for unaffordability and attached my bank statements 3 months prior and the month the loan was issued (dec18tomarch19). For a rough idea December 2018 I had 5 payday loans , I had made payments to 9 payday loans I already had existing and had gambled a ton of money , jan 19 and Feb 19 was simular but the month they issued the loan I had taken 8 payday loans before they paid in the loan and also made 16 payments to other payday loans in March. I know its crazy but at time I was in such a spiral. In March I had borrowed approx 3000 in payday loans and 4000 from them . I know I'm to blame but surely this has to be irresponsible lending. Any thoughts? And as I said maybe a month or two after the last loan in question I used gamban and arranged a dmp and have slowly got my self stable-ish finacialy
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