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Hi all. Looking for some advice 're Robinson Way and an old Welcome Finance account.
In 2014 Robinson Way issued a CCJ against me for a welcome finance loan of circa £3000 4 years AFTER the debt was paid. I provided them with a statement (obtained directly from Welcome Finance) showing a zero balance. They claimed the would investigate and come back to me.*
Next contact was around 2017 when they chased again for the amount. I spoke at length with them and provided the statements again. They disappeared again until this year in Jan stating that they were going to begin collection proceedings again. I've told them and forwarded the statements again showing a zero balance and they are now saying the statement is not proof of anything. The ccj is due to drop of my file in May. My question is what do I do now?* it's causing so much stress at home and I can't do more than provide the statements. Do I hope they leave it be or am I at risk of another ccj being logged against me? FCA have suggested the ombusdman as in some recent conversations with them they thought I was someone else entirely* and stated that they would continue to persue me for payment by any means..
Stressed isn't the word now and I'm getting concerned that this will never go away. I don't know how to handle them.
*
In 2014 Robinson Way issued a CCJ against me for a welcome finance loan of circa £3000 4 years AFTER the debt was paid. I provided them with a statement (obtained directly from Welcome Finance) showing a zero balance. They claimed the would investigate and come back to me.*
Next contact was around 2017 when they chased again for the amount. I spoke at length with them and provided the statements again. They disappeared again until this year in Jan stating that they were going to begin collection proceedings again. I've told them and forwarded the statements again showing a zero balance and they are now saying the statement is not proof of anything. The ccj is due to drop of my file in May. My question is what do I do now?* it's causing so much stress at home and I can't do more than provide the statements. Do I hope they leave it be or am I at risk of another ccj being logged against me? FCA have suggested the ombusdman as in some recent conversations with them they thought I was someone else entirely* and stated that they would continue to persue me for payment by any means..
Stressed isn't the word now and I'm getting concerned that this will never go away. I don't know how to handle them.
*
