Numpty trying to understand my credit report, so some years ago I had a massive credit limit with Barclaycard, seemed like they just upped it every few months, like an idiot kept using it. Eventually due to other issues, had mental health issues and eventually lost my then job, eventually defaulted to the point ended up in County Court and issued a CCJ in feb 2016
Payment plan was set up of 150 / month from march 2016 and not missed a payment. My credit report when go into the account info tho shows my Barclaycard, still in default every month with same outstanding balance as they took me to court for.
Am I missing something as balance shud at least be 3 and half years of 150 / month less?
Sorry if sounds silly, thanks
Payment plan was set up of 150 / month from march 2016 and not missed a payment. My credit report when go into the account info tho shows my Barclaycard, still in default every month with same outstanding balance as they took me to court for.
Am I missing something as balance shud at least be 3 and half years of 150 / month less?
Sorry if sounds silly, thanks
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