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Mortgage citeria

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  • Mortgage citeria

    Hi everyone.

    Just after some general advice.
    We were declined for a morgtage last year with Kensington as I had been honest and told them about my secured loans that were no longer on my credit file. It seems as if I had kept quiet it wouldnt have been an issue according to my.broker.
    fast forward now .......
    N power had wrongly documented arrears on my Experin credit file and after taking them to the ombudsman and winning they have now deleted their errors and my credit score has gone up 163 points over night to a fair.scoe with Experian.
    I have a mortgage with Lloyds and was advised that Ty once the n power was sorted to go back and reapply
    I am terrfied to go incase it's a no again .
    Does anyone know the credit score you need to get a mortgage with them? I also have a statisfied sCCG from 5 years ago as well.
    I am just so worried
    Thanks in advance
    Em x
    Tags: None

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