Declined morgtage

[Emmyj18]

Hi

I am currently trying to get a mortgage.
Due to historical credit issues we had to go to Kensington. They declined the application on the basis that I have 2 secured.loans that I had arranged with with lender to pay back 50% of the balance and the rest be uh unsecured but due to not having 36 months of re
Repayment to show Kensington they said no
My advisor said the only way around this is for the loans to cleared in full
I have an amazing mum and dad who said they willguve usbtue deposit money as a gift and the extra so the loans are payed in full.
Is there any hope of we do this?
Having a sleepless nught
Thanks in advance

[redstar]

If your parents are paying off secured debt and when cleared you are in stronger position don't just go subprime try a broker or ifa ? read the nightmare stories on this forum .. no acceptance is garuteed don't accept what one lender tells you your position may be stronger than you think