Can anyone clarify the statute barred date of an overdraft debt?
I had a letter from a DCA last week for a defaulted overdraft to the value of £3k. I went over my overdraft, couldnt pay the fees, then it snowballed basically.
The defaulted date of the overdraft is November 6th 2012. I have old bank statements from this account if it helps. The account was closed by collections on 1st November 2012, I last made a payment into it on Jult 2nd 2012, and looking back at the September 2012 statement it seems the overdraft facility on the account was withdrawn during August 2012 at some point(this is looking at the unauthorised overdraft charges on September statement and the lack of authorised overdraft charges the same month)
What date is relevant to the statute barred - 6 years - date of an overdraft debt?
I had a letter from a DCA last week for a defaulted overdraft to the value of £3k. I went over my overdraft, couldnt pay the fees, then it snowballed basically.
The defaulted date of the overdraft is November 6th 2012. I have old bank statements from this account if it helps. The account was closed by collections on 1st November 2012, I last made a payment into it on Jult 2nd 2012, and looking back at the September 2012 statement it seems the overdraft facility on the account was withdrawn during August 2012 at some point(this is looking at the unauthorised overdraft charges on September statement and the lack of authorised overdraft charges the same month)
What date is relevant to the statute barred - 6 years - date of an overdraft debt?
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