Tweet
HELLO ALL,
i am looking for some advice, I will try and keep it as short as possible.
so I spent a good few years in quite a difficult place, debts piled up and I ignored them. It’s only this year that I have started to sort my life out and get back on track.
i signed up to a credit reference agency to take the steps in to finally sorting out my debts.
in a nutshell I have 8 outstanding debts that come to a total of £3042 and one ccj for £323
all of the 8 debts have been sold in to a well known debt company.
i have tried to google to see how I start my journey of repaying them and have come across various suggestions.
ideally I would like them removed from my credit file as I would like to apply for a mortgage next year, I know it is a long shot and of course it is by no fault but my own,but would a pay to delete offer by reasonable to enquire with?
and if so how do I go about this whole process? Many thanks in advance
i am looking for some advice, I will try and keep it as short as possible.
so I spent a good few years in quite a difficult place, debts piled up and I ignored them. It’s only this year that I have started to sort my life out and get back on track.
i signed up to a credit reference agency to take the steps in to finally sorting out my debts.
in a nutshell I have 8 outstanding debts that come to a total of £3042 and one ccj for £323
all of the 8 debts have been sold in to a well known debt company.
i have tried to google to see how I start my journey of repaying them and have come across various suggestions.
ideally I would like them removed from my credit file as I would like to apply for a mortgage next year, I know it is a long shot and of course it is by no fault but my own,but would a pay to delete offer by reasonable to enquire with?
and if so how do I go about this whole process? Many thanks in advance
