• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Removal of Defaults

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Removal of Defaults

    Hi I'm in a DMP. Will have it paid off completely within the next two years. Hopefully sooner.

    I've won two irresponsible lending claims against two of my creditors. It was due to one of these loans that I entered the DMP. I had never missed a payment in my life before I just couldn't pay my debt down without further credit.

    Because I won the irresponsible lending claim could I argue with the Ombudsman that is evidence that my entering of the DMP was due to irresponsible lending and asked for the defaults of the other lenders to be removed from my credit file? The irresponsible lender has removed any negative information but it was the farther reaching effect that made me enter the DMP.

    Any advice is greatly appreciated.
    Tags: None

  • #2
    Well done on succeeding with those two claims.

    You can but ask the Ombudsman to remove the other defaults. I don't give much for your chances, but if you don't ask ...
    Lawyer (solicitor) - retired from practice, now in academia. I do not advise by private message.

    Litigants in Person should download and read this: https://www.judiciary.uk/wp-content/..._in_Person.pdf

    Comment

    View our Terms and Conditions

    LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

    If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


    If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
    Working...
    X