capquest - settlement available

[pauldaggers]

Hi all, just a quick query.

I took an unsecured loan a number of years ago. To cut to the chase the last acknowledgement or payment made on the account was back in 2007.

During the last 4-5 years I've received various chaser letters from a whole host of debt collection companies (it's been passed around and re-sold a hell of a lot)

Anyway, the debt seems to have been re=sold again to the captioned company. I got 1 letter asking me to contact regarding an outstanding matter.
Then a 2nd letter has recently arrived stating they are able to offer me a settlement discount of 70% (they then give the actual figure)

Now I believe the debt is well & truly statue barred anyway so my inclination is to simply ignore this letter like I have the others. Assume it's a final throw of the dice from them to simply try and get whatever they can.

Grateful for any words of wisdom from you guys on here though.

Cheers

[nemesis45]

Re: capquest - settlement available

Hello Paul,

You can stop the contact from Crapquest easily if you are positive the account is stat barred by sending something along the lines of:

Capquest
HO Address


Date:

Re: Statute Barred Debt:

Sir/ Madam,

I refer to your letter (s) regarding an alleged debt for £xxx.xx which Capquest claim is owed by me.

Please note I do not acknowledge and liability to Capquest and I now state that the alleged debt is statute barred under the provisions of the Limitation Act 1980 therefore I will not now or in the future make any payment or offer of payment in regard to the alleged debt.

Capquest is reminded that if it challenges the status of the alleged debt the onus of proof that the alleged debt is not statute barred fall entirely upon them.

Capquest will now confirm in writing that it has closed the file on this matter, after doing so will remove all data from it's records howsoever they may be held.

Use signed for post an check delivery.
nem