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Hi
I received a letter in September from Hoist Portfolio Holding 2 Limited stating the following and that I was to make payments to Robinson way. The first paragraph of the letter is as follows.
" We are writing to notify you that MKDP LLP has assigned all of it's respective rights, titles and interest in respect of the above referenced account (Ex Welcome Finance Limited) to Hoist Portfolio Holding Limited effective 10/08/2015. The balance they say is £17580.00."
This was a loan that I took out with Welcome Finance and was secured on my home which was subsequently repossessed in October 2010.
Further down the letter it states that I should check my credit file and that this account will currently be showing under the name of MKDP LLP.
However when I check my credit report (Both Experian and Noddle) there is no mention of this debt in either my Active, Default or settled accounts. When I spoke to Robinson way about this account, I said I would speak to Step Change and this gave me 30 days grace. However the time has now come when they will be contacting me again by phone.
Before I speak to them I would like to know where I stand as if it was still a debt surely it would appear on my credit file.
I look forward to some advice on this matter.
Regards
Kim Kitchener
I received a letter in September from Hoist Portfolio Holding 2 Limited stating the following and that I was to make payments to Robinson way. The first paragraph of the letter is as follows.
" We are writing to notify you that MKDP LLP has assigned all of it's respective rights, titles and interest in respect of the above referenced account (Ex Welcome Finance Limited) to Hoist Portfolio Holding Limited effective 10/08/2015. The balance they say is £17580.00."
This was a loan that I took out with Welcome Finance and was secured on my home which was subsequently repossessed in October 2010.
Further down the letter it states that I should check my credit file and that this account will currently be showing under the name of MKDP LLP.
However when I check my credit report (Both Experian and Noddle) there is no mention of this debt in either my Active, Default or settled accounts. When I spoke to Robinson way about this account, I said I would speak to Step Change and this gave me 30 days grace. However the time has now come when they will be contacting me again by phone.
Before I speak to them I would like to know where I stand as if it was still a debt surely it would appear on my credit file.
I look forward to some advice on this matter.
Regards
Kim Kitchener
