How can I find out who is looking for me?

[the why bird]

I hope I can explain this clearly.

On Monday we had a call saying bailiffs had been to our old address, looking for me 'regarding a CCJ'. The new tenants were angry that bailiffs had been round, and phoned the letting agent, who in turn phoned my parents because they own the property.

The bailiffs left some paperwork. We have asked the new tenants to hand it to the letting agent (which is two streets away), or scan it in and email it, or even just pass on the phone number on the letter so we can find out what's going on. We know they have opened the letter since they said they have already phoned and told them I no longer live there.

They won't send it. The letting agent have reminded them every day and each day they have forgotten - I'm beginning to think they are deliberately being awkward though I can't think why. Now they are ignoring calls.

In the mean time, I have been trying to find out what this is. Not only am I not aware of a CCJ, I'm not aware of having any debt whatsoever. Rent and council tax are paid, utilities all up to date, nothing on finance, zero balance on the credit card, no loans etc. I've checked experian and equifax and my credit checks are coming back totally clean. I checked trustonline and I'm not showing as having any defaulted fines or judgments against me (just in case I had a speeding ticket I didn't know about, which apparently I don't). I even phoned the county court in the area I used to live and it wasn't them. I honestly can't think of anything this could be.

How can I find out who is chasing me? It sounds like I'm not going to get the information from the new tenants, and I'm obviously desperate to get this sorted. I'm extremely careful about money, and I'm worried that time is being wasted here - I don't want to have my credit record ruined. We want to buy a house next year.

People keep telling me to just not worry about it until they show up at the door, but I don't want them turning up and scaring my child, and I want the chance to fix this and/or defend myself before this gets to the point of a judgment.

There must surely be some way of finding out?

Thank you for reading

[enquirer]

Re: How can I find out who is looking for me?

Firstly, they may not have been bailiffs at all - just DCA's.

Your record comes back as clean, and you are certain that you have no debts of any description. This suggests that it may be a case of mistaken identity. This is quite common.

As your parents own the property, they are in a position to turn the screw on both the tenant and the letting agency. Pressure should be applied immediately in order to secure co-operation.

It could be pointed out to the tenants that unless the matter is resolved, the brunt of their visitors activities will fall more on them than anyone else - up to and including illegal seizures of their goods.

[Galahad]

Re: How can I find out who is looking for me?

I'd point out to the new tenants that unless they want the Police called and charging them with an offence under the Postal Services Act (2000)

Postal Services Act 2000
Under the Postal Services Act 2000:
“A person commits an offence if he, without reasonable excuse, intentionally delays or opens a postal packet in the course of its transmission by post, or intentionally opens a mail bag.”
“A person commits an offence if intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.”
This, in essence, means that if you deliberately intercept, throw away or open somebody else’s post you are likely to be breaking the law.

I'd give them two days to comply by passing YOUR addressed letter to your letting agent, or you'll inform the Police what they've done, or hand deliver a letter explaining the same should do the trick.

If its addressed to you, its to be opened only by you, unless there is a reasonable excuse as to why, and I can't give a 'reasonable' excuse in this case.