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Can I insist on dealing with creditor?
Hi
I owe arrears on a payment to our property management company (OM Property) and my account was "referred" to PDC Ltd - a property debt collection agency.
To clarify:
OM are the creditor that I owe the arrears to.
PDC are "acting on behalf" of OM Property. They have not bought the debt they are simply trying to collect it.
My question is, do I need to deal with PDC? It seems there is no legal obligation for me to have to deal with this third party and I would prefer to deal directly with the creditor (OM Property) - but OM refuse to deal with me and even refuse to take payment from me.
Do I have any right to insist that I only deal with the creditor (rather than PDC) as they still fully own the rights to the debt?
Thanks,
Dan
I owe arrears on a payment to our property management company (OM Property) and my account was "referred" to PDC Ltd - a property debt collection agency.
To clarify:
OM are the creditor that I owe the arrears to.
PDC are "acting on behalf" of OM Property. They have not bought the debt they are simply trying to collect it.
My question is, do I need to deal with PDC? It seems there is no legal obligation for me to have to deal with this third party and I would prefer to deal directly with the creditor (OM Property) - but OM refuse to deal with me and even refuse to take payment from me.
Do I have any right to insist that I only deal with the creditor (rather than PDC) as they still fully own the rights to the debt?
Thanks,
Dan
