Lowell modus operandi

[Captain Haddock]

Looking for a brief run-down on how the above will behave re an assigned credit card debt. I've already had the SD treatment from another crowd who crawled back under their stone when challenged and there seems to be evidence of Lowell's instigating similar with LB members. I've ignored the bank's 'welcome' letter they sent with the assignment and just wonder if it's worth making a pre-emptive strike against Lowell.

FWIW, both the bank and Lowell have supplied erroneous data in their letters, something that I'd rathr keep schtumm about on here just in case they're lurking and could sus out who I am.

[FlamingParrot]

Re: Lowell modus operandi

Looking for a brief run-down on how the above will behave re an assigned credit card debt. I've already had the SD treatment from another crowd who crawled back under their stone when challenged and there seems to be evidence of Lowell's instigating similar with LB members. I've ignored the bank's 'welcome' letter they sent with the assignment and just wonder if it's worth making a pre-emptive strike against Lowell.

FWIW, both the bank and Lowell have supplied erroneous data in their letters, something that I'd rathr keep schtumm about on here just in case they're lurking and could sus out who I am.

There are quite a few here on LB who have received SDs from the Lowlife Leeds Losers, and Cel :yo: has beaten them time and again! :whoo:

This is one such example: http://www.legalbeagles.info/forums/...+SD#post342988

and this one: http://www.legalbeagles.info/forums/...and#post342845

...one more: http://www.legalbeagles.info/forums/...and#post343090

There are quite a few but mostly are in the VIP area. I hope you can see all the ones I've posted above. :thumb:

[FlamingParrot]

Re: Lowell modus operandi

Looking for a brief run-down on how the above will behave re an assigned credit card debt. I've already had the SD treatment from another crowd who crawled back under their stone when challenged and there seems to be evidence of Lowell's instigating similar with LB members. I've ignored the bank's 'welcome' letter they sent with the assignment and just wonder if it's worth making a pre-emptive strike against Lowell.

FWIW, both the bank and Lowell have supplied erroneous data in their letters, something that I'd rathr keep schtumm about on here just in case they're lurking and could sus out who I am.

It certainly would be worth telling them the account is in dispute, however, you'd need to provide a bit more info regarding the history of the account to establish what you could say to Lowell, i.e., have you sent a CCA request? Did you get a reply? Who was the original creditor? Are you disputing the account on the grounds of unenforceability, PPI or something else? :typing:

[CleverClogs]

Re: Lowell modus operandi

just wonder if it's worth making a pre-emptive strike against Lowell.

Please try to avoid using nukes, as the wind might blow the fallout the wrong way.

[Angry Cat]

Re: Lowell modus operandi

Not difficult to beat off the LEEDS LOSERS;
the seem to love buying dead donkey accounts!

[enquirer]

Re: Lowell modus operandi

Lowells operate a whole slew of alternative identities, so in order to pressurise you, you will be bombarded with what will appear to be correspondence from a variety of different firms.

In reality, they are all desks next to each other in the same office.

[FlamingParrot]

Re: Lowell modus operandi

Lowells operate a whole slew of alternative identities, so in order to pressurise you, you will be bombarded with what will appear to be correspondence from a variety of different firms.

In reality, they are all desks next to each other in the same office.

Indeed they do: http://www.lowell.co.uk/who-is-lowell-group.aspx

[ODC]

Re: Lowell modus operandi

They arent called the LEEDS LOSERS for nothing. They pay peanuts and employ monkeys, well just pre pubescent inbreds who are too stupid to get a job in McD's

[Captain Haddock]

Re: Lowell modus operandi

It certainly would be worth telling them the account is in dispute, however, you'd need to provide a bit more info regarding the history of the account to establish what you could say to Lowell, i.e., have you sent a CCA request? Did you get a reply? Who was the original creditor? Are you disputing the account on the grounds of unenforceability, PPI or something else? :typing:

It's an old account in dispute due to the usual, batted around between several DCAs without luck and which had gone dormant for a few years before finally being resurrected and assigned to Lowell; it becomes statute barred next year.

I am alert to what the'll do next as the only previous note of assignment of a debt to a DCA that I received was followed swiftly by sheriffs serving a stat demand! I'll have a look at the links you posted, FP.

Hmm... just looked a the first of those links you posted. The content reaffirms my initial plan of sending them a polite letter explaining a few little things to them.

[FlamingParrot]

Re: Lowell modus operandi

It's an old account in dispute due to the usual, batted around between several DCAs without luck and which had gone dormant for a few years before finally being resurrected and assigned to Lowell; it becomes statute barred next year.

I am alert to what the'll do next as the only previous note of assignment of a debt to a DCA that I received was followed swiftly by sheriffs serving a stat demand! I'll have a look at the links you posted, FP.

Hmm... just looked a the first of those links you posted. The content reaffirms my initial plan of sending them a polite letter explaining a few little things to them.

It is a good idea to make contact without acknowledging the debt. Establishing a good paper trail makes it a lot easier to fight anything they may want to serve because there will be proof that you've communicated with them explaining the reasons why the account is in dispute. Debt purchasers buy accounts in bulk without any paperwork, history or details. If you ignore them, they can use that as an argument to justify their serving a SD so it's very wise to refer them to previous disputes raised on this account. :thumb:

[Captain Haddock]

Re: Lowell modus operandi

Yes, the letter, just completed, does not acknowledge any debt due to Lowell. It's polite but firm.

[ODC]

Re: Lowell modus operandi

Yes, the letter, just completed, does not acknowledge any debt due to Lowell. It's polite but firm.

Lowell will not understand polite

[CleverClogs]

Re: Lowell modus operandi

Lowell will not understand anything

IFYPFY. :rofl:

[Paull]

Re: Lowell modus operandi

Looking for a brief run-down on how the above will behave re an assigned credit card debt. I've already had the SD treatment from another crowd who crawled back under their stone when challenged and there seems to be evidence of Lowell's instigating similar with LB members. I've ignored the bank's 'welcome' letter they sent with the assignment and just wonder if it's worth making a pre-emptive strike against Lowell.

FWIW, both the bank and Lowell have supplied erroneous data in their letters, something that I'd rathr keep schtumm about on here just in case they're lurking and could sus out who I am.

I shouldn't think anybody will be coming to your door, so no worries in that aspect.

[CleverClogs]

Re: Lowell modus operandi

I shouldn't think anybody will be coming to your door, so no worries in that aspect.

Or collecting his doorstep.