Blemain Finance repossession Unfair relationship Unfair charges

[Sickofbullies]

Re: Blemain Finance repossession Unfair relationship Unfair charges

Well this is strange as I recently challenged fees added to my account with LMC. The sum of 10,000 was refunded and when I asked why they said 'manual error' now the letter (I only deal in writing with these people) was signed by the same person who years before sent me letters from Monarch Recoveries=I still have copy letters from both companies signed by the same person and I am off to court with them in February. Should be interesting.

[jimmyq]

Re: Blemain Finance repossession Unfair relationship Unfair charges

hi guys can we all get together and sign a petition against Blemain finance and then send it to all the authorities please

https://www.change.org/en-GB/petitio...ionate-charges

[Scared123]

Re: Blemain Finance repossession Unfair relationship Unfair charges

Can anyone help? I have a repossession hearing on 1st September from Blemain. Both my estate agent and Shelter have asked Blemain to adjourn the hearing, but they are going full pelt to take my house. They have been so nasty and aggressive. It is over arrears of £1,300 odd. The loan was originally for £19,000 and I have worked out that I have paid them just over £23,000 so far...and they are after a further £10,000 plus.
HELP!

[suffering]

Re: Blemain Finance repossession Unfair relationship Unfair charges

Hi scared sorry no-ones picked up on this i take it youve had this loan for a while in which case hopefully you've got a statement or two to compare a new one with. not to worry if you have not. get a full upto date one asap check charges fees etc see if they have charged interest on them. add up all your fees seperately. see what it comes to. this is the area Blemain are affraid of because the court will not be happy if they are loading you up with fees, Blemain are quick to negotiate the charges. Is the loan unregulated

[Kati]

Re: Blemain Finance repossession Unfair relationship Unfair charges

Hi scared ... I hope you see this before your court case! I'll give some beagles a heads-up and see if we can get you some advice sorted. Sorry no-one's noticed your post before now (and thanks to suffering for bumping it up :tinysmile_twink_t2

Kati x

[Crazy council]

Re: Blemain Finance repossession Unfair relationship Unfair charges

Hi scared. Start a thread on this and some of the otheres will jump in. You really need everything ready for monday. Will keep an eye out for your thread.

[veryannoyed]

Re: Blemain Finance repossession Unfair relationship Unfair charges

Blem-ished

Just started a thread in VIP section re Lancashire Mortgage have uploaded agreements if you want to compare notes.

[Sickofbullies]

Re: Blemain Finance repossession Unfair relationship Unfair charges

I am a LMC (Same lot) victim-in 2013- I wrote to them and asked them to specifically provide a detailed account of all charges applied to my account over £50-miraculously thet suddenly refunded charges of almost £10,000 I suspect because of Monarch? It is definitely worth trying. Keep at them they are running scared at the moment.

[Rachiex]

Re: Blemain Finance repossession Unfair relationship Unfair charges

Hi, Scared and Blem-ished, I'd really like to talk to you by private message. I'm new here so haven't had a chance to read the whole thread yet and when I try to send a pm it tells me it's going to multiple recipients.....obviously I don't know anyone yet, but I'd like to give both you guys some info that might help (been there!)

[Rachiex]

Re: Blemain Finance repossession Unfair relationship Unfair charges

The info I have might not be relevant or it might be, and I'm not excluding others...just bear with me as it'll take me a few days to read everything here.

[suffering]

Re: Blemain Finance repossession Unfair relationship Unfair charges

This dangerous company will pay back charges if challenged but you have to be strong and show them you mean bussiness.

[veryannoyed]

Re: Blemain Finance repossession Unfair relationship Unfair charges

In Omega

Trust & Bank Finindus v. Wright, Son (1998), the Court made a similarly substantial deduction for contributory
negligence where the lender had failed to undertake proper checks into the borrowers’ financial position and
had failed to uncover a very poor credit history including a series of county court judgments. A deduction of
70% was made for contributory negligence.

In a speech in the House of Lords on 20 December 2005, Lord Goodhart QC expressed the view that 100% contributory
negligence was a logical impossibility on the basis the whole point of contributory negligence is that more than one party has
contributed to the damage. Lord Hunt disagreed with him, but one can certainly see Lord Goodhart’s point.

Sorry to drag up an old thread but just going through the court documents provided by Lancashire Mortgage includes an Equifax report which is missing my full name or date of birth hence no record of any of my credit or bank accounts although it has pulled up all my wifes accounts as an associate. Most embarrassing is another woman on the account 6 months older than my wife who I have never heard of. I take it this is good ammunition.

[Amethyst]

Re: Blemain Finance repossession Unfair relationship Unfair charges

Sorry to drag up an old thread but just going through the court documents provided by Lancashire Mortgage includes an Equifax report which is missing my full name or date of birth hence no record of any of my credit or bank accounts although it has pulled up all my wifes accounts as an associate. Most embarrassing is another woman on the account 6 months older than my wife who I have never heard of. I take it this is good ammunition.

Lancashire have provided you with a copy of your full credit report ?
[MENTION=1508]Nibbler[/MENTION]

That another person who you do not know of is on there is slightly concerning. Have you had a look at a credit report online service like Noddle ? You should be able to see on there why she is classed as associated and put in a request to have her removed, which is usually quite straight forward unless there are any live joint accounts.

[veryannoyed]

Re: Blemain Finance repossession Unfair relationship Unfair charges

Could not care less about equifax or any of the other credit rating parasites. Would be a different matter if you could sue them for holding false information about you.
Yes Lancashire have provided a copy of the Equifax report they used back in 2007 which shows no date of birth, no confirmation on the electoral roll,no active accounts,no settled accounts, no defaults,no accounts opened in the last 6 months, Total outstanding balance of zero, worst status in last 24 months N/A. Telephone number match NO, Electoral Roll DOB match NO, Credit Information DOB match NO,

You really could not make it up.

[Amethyst]

Re: Blemain Finance repossession Unfair relationship Unfair charges

Yes but the first step is to find out whether they have the equifax information legitimately, and then if that information is false whether it is down to Lancashire, or down to Equifax.