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Hi, after already being sent the doorstep letter from MH ( which i ignored) I now received a Reduced Settlement Offer letter today:
"Despite repeated efforts for payment by our client, the above account remains unpaid. Our clients are unaware of any legitimate reason for non payment. However, they are willing to accept a reduced settlement figure in order to draw the matter to a close.
our offer of full and final settlement:
to be paid no later than noon 26th January 2013
Our client would prefer an amicable settlement, however should the settlement amount not be paid by the specified date, they will not hesitate to take further action as may be appropriate"
I am wondering if I should write to them telling them Barclays are aware of a reason for non payment since they've already agreed this debt on my hubby's IVA (it's a joint bank account which was overdrawn) and send them evidence of this, or should I just carry on ignoring them?
im also going to tell them in writing to stop harassing me with phone calls, as I just read on another post here.
"Despite repeated efforts for payment by our client, the above account remains unpaid. Our clients are unaware of any legitimate reason for non payment. However, they are willing to accept a reduced settlement figure in order to draw the matter to a close.
our offer of full and final settlement:
to be paid no later than noon 26th January 2013
Our client would prefer an amicable settlement, however should the settlement amount not be paid by the specified date, they will not hesitate to take further action as may be appropriate"
I am wondering if I should write to them telling them Barclays are aware of a reason for non payment since they've already agreed this debt on my hubby's IVA (it's a joint bank account which was overdrawn) and send them evidence of this, or should I just carry on ignoring them?
im also going to tell them in writing to stop harassing me with phone calls, as I just read on another post here.
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