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Hello everyone,
Been reading up on every forum about the practices of the so called finance industry in this country. It really sickens me how they behave and the double standards they apply, you know what i mean.
Cut a long story short but i found myself unemployed which hopefully ends in a few months. But what shocked me was how fast they were to hound you and trash your credit history and more infuriating they pile the charges on.
It is now my goal to make their collection as difficult as possible but ultimately have the money to pay them.
So in my search i came across a method which seems to stop them in their tracks, now excuse me about being sketchy as i do not fully understand it, maybe some more experienced people on here could comment.
It basis is around the fact that your common name i.e Mr J Smith is not your legal name and also questions the validity that when you sign the credit agreement it is you who create the money and the banks cannot charge you for it. They also advise how you can get them in a tactic agreement and you can bill them. If the site is to be believed then they have a good success rate based on the banks are scared to challenge this.
Its based around asking for this.
1. Validation of the debt (the actual accounting);
2. Verification of your claim against me (a sworn affidavit or a hand signed invoice in accordance with Bills of Exchange Act (1882) );
3. A copy of the contract signed by both parties and therefore binding both parties.
Supposedly they cannot or will not provide this.
I am sure someone will have came across this before.
So what do you think.
Been reading up on every forum about the practices of the so called finance industry in this country. It really sickens me how they behave and the double standards they apply, you know what i mean.
Cut a long story short but i found myself unemployed which hopefully ends in a few months. But what shocked me was how fast they were to hound you and trash your credit history and more infuriating they pile the charges on.
It is now my goal to make their collection as difficult as possible but ultimately have the money to pay them.
So in my search i came across a method which seems to stop them in their tracks, now excuse me about being sketchy as i do not fully understand it, maybe some more experienced people on here could comment.
It basis is around the fact that your common name i.e Mr J Smith is not your legal name and also questions the validity that when you sign the credit agreement it is you who create the money and the banks cannot charge you for it. They also advise how you can get them in a tactic agreement and you can bill them. If the site is to be believed then they have a good success rate based on the banks are scared to challenge this.
Its based around asking for this.
1. Validation of the debt (the actual accounting);
2. Verification of your claim against me (a sworn affidavit or a hand signed invoice in accordance with Bills of Exchange Act (1882) );
3. A copy of the contract signed by both parties and therefore binding both parties.
Supposedly they cannot or will not provide this.
I am sure someone will have came across this before.
So what do you think.
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