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sherforce, £2500 to £23,000 in one month?!
Hi all, my first post and a desperate sad one at that.
It all started in about 2008 when i took a fitness instructing course at the cost of £1400. I was paying it monthly and all was well until the end of the course. I made my last large installment thinking that was the end of it of £650. I then relocated from London to Lincolnshire about a month after finishing my course. Apparently I had been paid late from work at the cheque for £650 bounced. I then went on with my life for the next two years with no form of contact at my new address until one day a man calling himself a representative of sherforce knocked on my door. This being my first encounter with any form of debt collection agency I did not really know where to turn or what to do. So I just put up with the fact I now owed them £3200 as it had gone to high court he explained.
They wanted all the money there and then or they would come for my belongings. At this time I was out of work due to redundancy and had very little money coming in, and did not actually own anything of value. I ended up using a debt consolidation program and they managed to get it down to £65 a month which at the time I could just about handle. Months go by, and last month I moved to Hong Kong on a more permanent basis (minimum of two years) I missed last months payment of £65 and it has gone from £2500 to £23,000!? how is this possible?! I have yet to see the letters being in Hong Kong, but family are opening my letters and they have told me the ridiculous figures. Can they still get me if I stay here (Hong Kong)? What will happen if i just refuse to pay? I do not have anywhere near this figure to my name! Help!?
any advice would be absolutely great as I really do not know what to do.
Thanks
It all started in about 2008 when i took a fitness instructing course at the cost of £1400. I was paying it monthly and all was well until the end of the course. I made my last large installment thinking that was the end of it of £650. I then relocated from London to Lincolnshire about a month after finishing my course. Apparently I had been paid late from work at the cheque for £650 bounced. I then went on with my life for the next two years with no form of contact at my new address until one day a man calling himself a representative of sherforce knocked on my door. This being my first encounter with any form of debt collection agency I did not really know where to turn or what to do. So I just put up with the fact I now owed them £3200 as it had gone to high court he explained.
They wanted all the money there and then or they would come for my belongings. At this time I was out of work due to redundancy and had very little money coming in, and did not actually own anything of value. I ended up using a debt consolidation program and they managed to get it down to £65 a month which at the time I could just about handle. Months go by, and last month I moved to Hong Kong on a more permanent basis (minimum of two years) I missed last months payment of £65 and it has gone from £2500 to £23,000!? how is this possible?! I have yet to see the letters being in Hong Kong, but family are opening my letters and they have told me the ridiculous figures. Can they still get me if I stay here (Hong Kong)? What will happen if i just refuse to pay? I do not have anywhere near this figure to my name! Help!?
any advice would be absolutely great as I really do not know what to do.
Thanks
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