Trying to get judgement set aside

[afcwben]

I have tried everywhere but cannot get help on this, so I will try here.

In august this year I applied for a job and part of being accepted was a credit search, the search turned up a CCJ which I had no idea about, the judgement was against me at an address I have never lived at.

I applied to have the judgement set aside but for some bizarre reason the notice of hearing was not sent to the address on my application but to another address, so I never realised there was a date for the hearing until a letter arrived from the creditor adding another £120.

I then applied again, I managed to recieve the hearing date and attended, the creditor supplied a letter addressed to me at an address I once lived at but the address was not exactly correct, despite this the court refused to set aside the judgement.

This debt is not mine and if I could get hold of the credit agreement it would prove it is not me.

Can anyone help me?

[leclerc]

Re: Trying to get judgement set aside

What details do you have on the CCJ? Have you sought to get information from the company that got the CCJ against you?

[SpringerSpaniel]

Re: Trying to get judgement set aside

Appeal the refusal of the court to set aside judgement in default. You need ot show that you have a defence you would want to make had you known about the hearing. It sounds as if you can do this ?

[afcwben]

Re: Trying to get judgement set aside

I have got the equivelant of the N1 it was done on line, the address it now has is my home address. It contains the name of the company who is a company I have never heard of and their solicitor

[afcwben]

Re: Trying to get judgement set aside

ok, this sounds positive. I presume I get an N244 I do not want to appear as a vexatious litigant so I have to make sure my appeal will get this set aside and get a copy of the agreement to prove this debt is not mine. Do you have anysuggestions. Also I did have a hearing after the first one which I did not realilse had happened, but the creditor produced this letter which they claimed was sent to me, I was asked if I had recieved I said no but that wasnt good enough to have this set aside