Lowell Group - 3 Mobile/Egg

[Peachie1]

Re: Lowell Group - 3 Mobile/Egg

You guys are the best! I would have been panicing left right and centre if i hadn't of had this site recommended. Thanks you so much for all the helpful advise. I will write this letter and keep you posted.

[Gorang]

Re: Lowell Group - 3 Mobile/Egg

Makes sense in context - apologies!

No need to appologise mate as it was my fault for not posting the whole letter in the first place lol

So I appologise for causing confusion

If you need another help peachie then please just shout

But do keep us posted to the reply you get back

[ODC]

Re: Lowell Group - 3 Mobile/Egg

IFYPFY.

Have they tried any other excuses?

They once told me that the Limitation Act didn't apply in NI as it wasn't part of the UK. I corrected them on their geography and educated them in the Limitation (Northern Ireland) Order 1980

[CleverClogs]

Re: Lowell Group - 3 Mobile/Egg

I've known Aktiv Krapital to claim that, as an alleged debt was only 5 years and 6 months old, it was not statute barred.

There was just one tiny flaw in their argument.

The alleged debtor resided in Scotland.

When they were made aware of section 6 (link) and Schedule 1 (link) of the Prescription and Limitation (Scotland) Act 1973, they soon gave up.

[ODC]

Re: Lowell Group - 3 Mobile/Egg

We could nearly have a thread all of its own on the CR@P that is peddled by DCAs and their threat monkeys.

[Angry Cat]

Re: Lowell Group - 3 Mobile/Egg

Naughty, naughty, Lowell Group!
It has been noted that, they continue to pursue dead donkey debts...

No doubt January 2012, will see a flourish of strategy template letters coming forth from all the various names present in the Lowell Group.

[ODC]

Re: Lowell Group - 3 Mobile/Egg

The Leeds Losers is a Trading Stule of the Clownell Group aka Hampton Illegal

[Southerner]

Re: Lowell Group - 3 Mobile/Egg

Hi,

I was wondering if you can help me. My Husband has lead an interesting youth, in 2006 he made the mistake of opening a credit card with Egg and had a mobile phone ontract with 3 Mobile. His parents when through a bad patch and lost there house so he was unable to pay his bills and ran away from the debt.

Now they have caught up with him. The Lowell Group are insisting that there are three seperate accounts for 3 mobile which we know is wrong but without admitting the debt which we haven't done, it could get tricky.

I have writtern to them and asked for them to provide proof of the debt and this was there responce:

"We have noted your request for a copy of the contract for account ref ****** & ****** & ********. We can advise that this is not a regulated agreement under the consumer credit act 1974, and therefore our client (3 mobile) has no obligation to provide a signed agreement under the provisions of the act.

In the case of mobile mobile contracts, inserting the SIM card and usage of the equipment is taken as acceptance of the T & Cs of the contract."

They have also said that they have requested proof of the debt from Egg and will contact us again in due course. The Debt for Egg is £500 and but i'm worry about the 3 mobile ones as tey are claiming that each account is nearly £500 each. Can you give me some advise?

From a very worried Peachie1

I too am having the same issue with Lowells/3. I wrote to them last week with a 'prove it' letter. Today I received a reply exactly the same as highlighted in red above.

Should I reply to them and if so, what is the best thing to say ?

Thanks