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Hi everyone
just wondering if you can help me please. What it is I owe RBS around £3,200 and the debt is around nearly 10 years old. Cap Quest have the debt now and I agreed to pay £50 per month which I have been paying for the last 12 months. Cap Quest have had the debt for years but I have paid a bit then hoped it would go away but it never. I have checked all credits reports and their is no trace of this debt which any credit agency. What should I do as I admit I do owe the money and want to pay it off ASAP. I undersatnd their will be charges etc can I get them to cancel these charges late payment & interest etc, or should I just offer them a final payment and if so how much.
I look forward to any advice
Regards
Glyn
just wondering if you can help me please. What it is I owe RBS around £3,200 and the debt is around nearly 10 years old. Cap Quest have the debt now and I agreed to pay £50 per month which I have been paying for the last 12 months. Cap Quest have had the debt for years but I have paid a bit then hoped it would go away but it never. I have checked all credits reports and their is no trace of this debt which any credit agency. What should I do as I admit I do owe the money and want to pay it off ASAP. I undersatnd their will be charges etc can I get them to cancel these charges late payment & interest etc, or should I just offer them a final payment and if so how much.
I look forward to any advice
Regards
Glyn
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