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hi everyone im new and really need help with welcome finance
hi everyone im new to the site i stumbled upon you whilst trying to find some answers on the internet to help me with welcome finance.
i took a car on finance with welcome was sold all these ridiculous insurances anyway i kept up the payments never missed 1 on monthly direct debit payment was 230 per month.
my bank card was misused by sum1 without my pernission so my bank froze my account whilst it was sorted out during this welcomes direct debit cancelled and i had ro tempoarily cancel there direct debit on my account thats when the problems began.
for the past 18 months i have begged and pleaded for them to reinstate the direct debit but they wouldnt so they have called me 5 or 6 times a week demandin debit card payments which i have done i told them i didnt want to pay in this way as i couldnt keep track of how much i was paying eg; 1 week i paid 50 nex week i paid 100 blah blah an to be honest i was sick of them constantly phoning me . i later found out i had been charged for all of these calls despite the fact all i wanted was a direct debit so i could keep track.
so now due ro havin personal problems and missing these weekly payments they issued me with a default notice i have written to them asking for a full statement of my account as the charges have gone into thousands with these telephone calls still waiting for this.
they have now called tonight demanding the £1600 i told them i dont have it i have suffered months and months of terrible abusive phone calls and bullying tactics they said they will now apply for a court order to repossess ive had my car for approx 2 and a half years already paid 6000 plus but i still owe nearly another 10 000 for a car thats only worth 2ooo i dont want to loose all the money i have paid or my car does anyone have any ideas suggestions or has anyone actually been to court with welcome finance and won ? im really worried about this i cant afford to buy another car and i think 6000 that i paid is to much to just write of and let them take the car wow i need a glass of wine just thinking about this mess lol x
i took a car on finance with welcome was sold all these ridiculous insurances anyway i kept up the payments never missed 1 on monthly direct debit payment was 230 per month.
my bank card was misused by sum1 without my pernission so my bank froze my account whilst it was sorted out during this welcomes direct debit cancelled and i had ro tempoarily cancel there direct debit on my account thats when the problems began.
for the past 18 months i have begged and pleaded for them to reinstate the direct debit but they wouldnt so they have called me 5 or 6 times a week demandin debit card payments which i have done i told them i didnt want to pay in this way as i couldnt keep track of how much i was paying eg; 1 week i paid 50 nex week i paid 100 blah blah an to be honest i was sick of them constantly phoning me . i later found out i had been charged for all of these calls despite the fact all i wanted was a direct debit so i could keep track.
so now due ro havin personal problems and missing these weekly payments they issued me with a default notice i have written to them asking for a full statement of my account as the charges have gone into thousands with these telephone calls still waiting for this.
they have now called tonight demanding the £1600 i told them i dont have it i have suffered months and months of terrible abusive phone calls and bullying tactics they said they will now apply for a court order to repossess ive had my car for approx 2 and a half years already paid 6000 plus but i still owe nearly another 10 000 for a car thats only worth 2ooo i dont want to loose all the money i have paid or my car does anyone have any ideas suggestions or has anyone actually been to court with welcome finance and won ? im really worried about this i cant afford to buy another car and i think 6000 that i paid is to much to just write of and let them take the car wow i need a glass of wine just thinking about this mess lol x
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