How to Avoid Credit-Update after Full and Final Settlements for old Debts not listed?

Kaelum

Junior Member

Joined: Nov 2024

Posts: 1
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How to Avoid Credit-Update after Full and Final Settlements for old Debts not listed?

Yesterday, 15:03:PM

I am in the process of agreeing full and final settlement offers with PRA, Cabot, and Intrum and want to avoid them updating my credit report!

All debts defaulted in 2017 (totaling around 40k)
Payments made 2017 to present
Checked credit report for the first time today. NOT A SINGLE REFERENCE TO THE DEBTS, no default (as this probably fell off), no payment history of the debts, NOTHING! All my other accounts (phone, credit card, bank) on there.

How can I prevent the debt collection agencies sullying my now excellent credit score?

Thank you in advance!

LTL-FTP

Thank you in advance!!

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How to Avoid Credit-Update after Full and Final Settlements for old Debts not listed?

How to Avoid Credit-Update after Full and Final Settlements for old Debts not listed?

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