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I have recently received correspondence from BW legal on behalf of Lowell, for a debt that was taken on in 2012.
i haven’t made contact with the original lender for a very long time and have moved house a number of times since.
i noticed BW legal are performing soft searches on my credit file almost monthly now!
I want to find out 1) when the account defaulted ( Lowell have recorded the same debt being defaulted in 2014 on two agencies but then 2017 on a third agency - do not consistent)! I’m fairly certain the lender would’ve defaulted the account earlier than that when before passing it to Lowell!.
BW are threatening court and thus far I’ve not responded.
My question is how do I find out this information without it being considered a contact or admission of debt ? How can I tackle Lowell using different default dates?
Thanks everyone !
i haven’t made contact with the original lender for a very long time and have moved house a number of times since.
i noticed BW legal are performing soft searches on my credit file almost monthly now!
I want to find out 1) when the account defaulted ( Lowell have recorded the same debt being defaulted in 2014 on two agencies but then 2017 on a third agency - do not consistent)! I’m fairly certain the lender would’ve defaulted the account earlier than that when before passing it to Lowell!.
BW are threatening court and thus far I’ve not responded.
My question is how do I find out this information without it being considered a contact or admission of debt ? How can I tackle Lowell using different default dates?
Thanks everyone !
