Raynham vs Barclays & Moorcroft

[veilside01702]

Re: Raynham vs Barclays & Moorcroft

Well Royal snail delivered a letter today stating delivery of the documents as 9th July 2007.....
So that is proven in writing now.....lol

We received a new letter from Moorcroft a few days ago....
Stating they are trying to obtain the 'CCA' from Barclays and that they have decided not to persue it until they get a copy of the original agreement....
They seem to have missed the point that they commited an offence over a month ago.....
Hmmmm.....if they don't have the 'CCA' then how were they trying to collect this debt without any proof of it's genuine existance?
Surely that is illegal??......and harrassment??

And the story has changed from them owning the debt.....to them just collecting on behalf of Barclays.....

What do we do next?

Do I reply to this letter stating how they have committed an offence and it is irrelevant now if they produce a copy of the CCA?
Or complain to the Ombudsman about the original Barclays loan being mis-sold and ignore them from now on??

Also the original DCA that my friend was dealing with sent a headed slip to Miss Raynham, with 'Debt Settled' hand written on it.....but unsigned!
Can this be used to prove the debt is actually settled.....or is it no good not being signed?

Not sure how to proceed as Barclays refuse to answer any correspondance from us!

Advice appreciated......Saphire, Amethyst, anyone??

Thanks......
Russ

[shooter]

Re: Raynham vs Barclays & Moorcroft

Subscribing to see the outcome

[Amethyst]

Re: Raynham vs Barclays & Moorcroft

Ooo sorry Russ I havent seen this till now. Always feel free to PM me if you need me, or someone intelligent , to look at something.

Hows things going with this now ?

Moorcroft do tend to act as agents rather than owning debts so they are perfectly within their rights to ask Barclays for the CCA. And for them not to pursue to debt is what you wanted....so long as they arent adding interest etc in the meantime.

The have commited an offence, and have stopped chasing you so its all good and correct.

And its not irrelevant if they produce a copy of the CCA now - because it will come back into force as soon as they supply it.