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Newday was ge store card debenhams

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  • #1

    Newday was ge store card debenhams

    Wrote to advise of financial difficulties. Have been paying min payment for last 3 yr due to other debts. They actually didnt renew my card when due 2yrs ago so they obviously not happy to extend credit.
    Have now defaulted (3mths) and advised will only pay £1pm. Also asked them to look at fact that interest etc over 3yrs is majority of debt.
    In light of this would they look to reduce debt accordingly.
    they have replied saying may consider my offer but need i&e. Gesture of gw have refunded x3 late payment fee and x1 returned payment fee.
    charges and intetest are in line with my credit agreement.

    Any thoughts? Worth haggling over trying to get balance reduced due to their extortionate rates? Debt about £400.
    I didnt ask for cca as didnt think apply to store cards.
    Thx in advance.
    Tags: None
  • #2
    Re: Newday was ge store card debenhams

    Hi Scousebird

    Does this relate to your other thread(s)?
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment

    • #3
      Re: Newday was ge store card debenhams

      Dont think ive asked about my store card elsewhere.
      let this tick over as was min payment.... but due to a further income drop had to bite bullet so have only just defaulted.
      have seen some issues about newday so hence wondered if worth persuing for some claw back due to interest charged.
      Thx
      • 1 thank

      Comment

      • #4
        Re: Newday was ge store card debenhams

        Any thoughts.?
        they have asked me to provide i&e plus bank statements and payslips plus proof of other debts.....
        They know i have debts as they didnt renew my card due to credit history being shot!
        How much info are they entitled too?
        also i just did a letter of financial difficulty. Is it worth a cca ?
        Thx

        Comment

        • #5
          Re: Newday was ge store card debenhams

          Hi Scousebird

          When did you apply for & get the card?
          CAVEAT LECTOR

          This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

          You and I do not see things as they are. We see things as we are.
          Cohen, Herb

          There is danger when a man throws his tongue into high gear before he
          gets his brain a-going.
          Phelps, C. C.

          "They couldn't hit an elephant at this distance!"
          The last words of John Sedgwick

          Comment

          • #6
            Re: Newday was ge store card debenhams

            Hi. April 2005.
            Thx

            Comment

            • #7
              Re: Newday was ge store card debenhams

              Was PPI added to the agreement?
              CAVEAT LECTOR

              This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

              You and I do not see things as they are. We see things as we are.
              Cohen, Herb

              There is danger when a man throws his tongue into high gear before he
              gets his brain a-going.
              Phelps, C. C.

              "They couldn't hit an elephant at this distance!"
              The last words of John Sedgwick

              Comment

              • #8
                Re: Newday was ge store card debenhams

                No. I always said no as self emp. At time.
                Thx

                Comment

                • #9
                  Re: Newday was ge store card debenhams

                  [MENTION=55034]nemesis45[/MENTION]

                  any thoughts on this one too!!
                  sorry but they all seem to have come out of the woodwork this week.....

                  thx

                  Comment

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