Update CAP 1

[winner12]

Hi all
After taking a chill pill and becoming less stressed about CAP 1
I sent a letter asking who I should pay with 2 DCAs chasing me and CAP 1 refusal to accept my payment direct.
I also asked for my CCA to cover myself has its all gone awol and akward
Got a letter today stating they could take upto 4 weeks to look into my situation and if it takes longer they will let me know.
My question is are they stalling or is it not a response to my CCA request
there is no heading just my account number
and the cheeky so and so have asked me to be patient while they collect the information.

[cappo]

Re: Update CAP 1

Hi all
After taking a chill pill and becoming less stressed about CAP 1
I sent a letter asking who I should pay with 2 DCAs chasing me and CAP 1 refusal to accept my payment direct.
I also asked for my CCA to cover myself has its all gone awol and akward
Got a letter today stating they could take upto 4 weeks to look into my situation and if it takes longer they will let me know.
My question is are they stalling or is it not a response to my CCA request
there is no heading just my account number
and the cheeky so and so have asked me to be patient while they collect the information.

sounds like crapital one, i,m doing a reclaim on ppi on cap 1 at the moment i,ve never been late with a payment,never defaulted,never even rolled them into the dmp i had 2 years ago but the hassle i,ve had trying to do this reclaim is untrue, they,ve put a hold on my account,tried to get me on a payment plan as they,ve come to the totally wrong conclusion that i,m in financial difficulty as i,m trying to reclaim, they begger belief,i,m trying to scrape enough out of 6 ppi missolds to pay them off winner then i,ll be done with them and will then close my account with them,nightmares.

[winner12]

Re: Update CAP 1

Thanks cappo
The letter ping pong has started again another arrived today
stating that Credit Solutions are dealing with it but thats not strictly true either the last DCA chasing it was Scotcal
So im hoping the first letter received as per my above post is the one about the CCA then it may give me some leverage when trying to pay them back

[cappo]

Re: Update CAP 1

Thanks cappo
The letter ping pong has started again another arrived today
stating that Credit Solutions are dealing with it but thats not strictly true either the last DCA chasing it was Scotcal
So im hoping the first letter received as per my above post is the one about the CCA then it may give me some leverage when trying to pay them back

they don,t make it easy winner do they?

[winner12]

Re: Update CAP 1

My sentiments exactly
I think the lack of headings on their letters so I cant make out what they are replying to is a sham
But the only thing I can do is put the account into dispute because of the CCA unless they find one in the near future then the prats might let me pay them back which is all i have ever wanted to do