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Can I claim again !!!! Help please

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  • Can I claim again !!!! Help please

    Hi to everyone,

    This is my first post on here, so please be gentle with me. LOL.

    Back in March 2007 I sent in a claim to BCard for repayment of all my over limit/late payment charges.

    I sent in the spread sheet, including the amount both with and without interest.

    They credited my card with a partial payment of 424.00, the usual difference between the 12.00 and 20.00

    I was originally asking for 1024.00 without interest. I did send BC a letter saying I would only accept this as a partial payment and that I would be asking for the rest.

    Sadly my marriage broke broke down around the same time and all hell broke loose, and I also had a long spell of ill health. Nervous breakdown.
    Consequently I did not carry through the rest of the claim as I had other things to deal with.

    My question is, can i still claim for the outstanding amount, or am I basically stuffed.

    Thank you for reading and I am keeping my fingers crossed,

    XXXXX :witchy:
    Tags: None

  • #2
    Re: Can I claim again !!!! Help please

    Sure you can as credit card charges were not part of the supreme court judgement and the oft has never said that these charges are fair so go for it
    If you think nobody cares if you're alive, try missing a couple of payments.

    sigpic

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    • #3
      Re: Can I claim again !!!! Help please

      indeed the oft set a lower fee of £12 but they did not say it was a fair level of charging
      If you think nobody cares if you're alive, try missing a couple of payments.

      sigpic

      Comment


      • #4
        Re: Can I claim again !!!! Help please

        Yep, you can definitely claim. Welcome by the way - any help you need just ask away. The people on here are brilliant and will always "be gentle with you!"

        Comment


        • #5
          Re: Can I claim again !!!! Help please

          Thank you so much for that, I will re-do my spread sheet minus the 424.00 they have already paid me.

          Wish me luck x x x x

          Comment

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