Barclaycard late payment charges

[cat29]

Hello,
I have been charged a few times during the years for late payments (£12 per charge), I have read that it is possible to claim back the charges, however I am not quite sure where to start...
I would really appreciate it if anyone who has been in the same situation as myself and knows what to do, could advise me further.

Kind regards,
Cathey R

[Caspar]

Re: Barclaycard late payment charges

Thanks to Enaid - pinched directly from her!


You could try and reclaim your charges, all the info is here http://www.legalbeagles.info/forums/...ad.php?t=13263

Also have a read of this thread it may give you a little encouragement.
http://www.legalbeagles.info/forums/...ad.php?t=18122


Read more at: Virgin MBNA Late Payment Charges - Legal Beagles Consumer Forum

[The Debt Star]

Re: Barclaycard late payment charges

well I am experiencing problems with my penalty charges claim with BC & they were at £20 a pop. They have refused to acknowledge the claim, despite sending them a spready from this site working out the claim etc. So off the complaint went to the FOS. Got a call off them last week telling me charges claims "dead in the water." So I emailed FOS today seeking clarification. Response I got was "we are looking into all of the issues." So we'll see what becomes of it. All the best Cathey R, I hope your claim succeeds.

[Turboman]

Re: Barclaycard late payment charges

well I am experiencing problems with my penalty charges claim with BC & they were at £20 a pop. They have refused to acknowledge the claim, despite sending them a spready from this site working out the claim etc. So off the complaint went to the FOS. Got a call off them last week telling me charges claims "dead in the water." So I emailed FOS today seeking clarification. Response I got was "we are looking into all of the issues." So we'll see what becomes of it. All the best Cathey R, I hope your claim succeeds.

I got all mine back + for others even after the £12 introduced

2 years ago now so now up to date how easy but- Credit Cards & Mortgages not covered by House of Lords Ruling (I believe)

Barclaycard are Pussycats -- keep on at them--FOS takes ages--if necc just N1 them at County Court--pay out straight away + your costs

I have all the numbers of Litigation dept at Canary Wharf etc etc when you are ready

Turbo

post us up yor letter to them

[The Debt Star]

Re: Barclaycard late payment charges

Hi Turbs. yes middenmess has urged me to take the N1 route. I used the Tools vs Barclaycard letter template Turbo. I suggest that Cathey R uses it too, its a good starting point. My problem I think is that I have other dispute issues with Barcrapcard. But rest assured Turbs, when and if the FOS fail me I will take the N1 route.

[The Debt Star]

Re: Barclaycard late payment charges

Cathey, read this thread first http://www.legalbeagles.info/forums/...ad.php?t=17444