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Hi all,
CCA request sent early April 2009....got the usual response from dear Ellie. I wrote again saying T&Cs not enough etc....they came back with Cancellation blah blah blah.
S.A.R. in May 2009....received a few bits but still not true copy of signed executed agreement.....would this suggest they do not have one?
Now eventually been passed to DCA Credit Solutions Ltd....constant phone calls....said im only willing to communicate via post....'gentleman' said but you have borrowed this money so you will have to repay it....to which i denied...much to his annoyance. Started getting very irate with me....i said i would terminate the call immediately if he did not calm down....he didnt and so i hung up.
Been a hundred more phone calls and each time i have told them to write to me. I will not go through security questions when they call...they get very impatient!.
FOS are involved but ive not been allocated an adjudicator yet but from what i have been told, they often do very little anyway....finding T&Cs compliant with CCA.
Been thinking about court route CPR stuff....would anyone advise me to do this or just wait until the DCA take me to court as they have threatened on several occasions.
Thanks
CCA request sent early April 2009....got the usual response from dear Ellie. I wrote again saying T&Cs not enough etc....they came back with Cancellation blah blah blah.
S.A.R. in May 2009....received a few bits but still not true copy of signed executed agreement.....would this suggest they do not have one?
Now eventually been passed to DCA Credit Solutions Ltd....constant phone calls....said im only willing to communicate via post....'gentleman' said but you have borrowed this money so you will have to repay it....to which i denied...much to his annoyance. Started getting very irate with me....i said i would terminate the call immediately if he did not calm down....he didnt and so i hung up.
Been a hundred more phone calls and each time i have told them to write to me. I will not go through security questions when they call...they get very impatient!
.FOS are involved but ive not been allocated an adjudicator yet but from what i have been told, they often do very little anyway....finding T&Cs compliant with CCA.
Been thinking about court route CPR stuff....would anyone advise me to do this or just wait until the DCA take me to court as they have threatened on several occasions.
Thanks
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