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OC v LLoyds CC
Anyone help ?
Does anyone know where I stand if a CC was placed in dispute in April and LLoyds CC continued to charge late payment fees and interest and then withdrew over £250 from another account to cover the overdue payments (in their view).
They then provide me with an illegible application form (dodgy agreement) with amendments to dates etc - their signature being dated a year later. They changed my date as well and some of the terms are missing i.e. credit limit.
However, they are claiming because I have drawn down and made regular payments the account cannot be in dispute.
I'm a little confused to say the least !!!
Does anyone know where I stand if a CC was placed in dispute in April and LLoyds CC continued to charge late payment fees and interest and then withdrew over £250 from another account to cover the overdue payments (in their view).
They then provide me with an illegible application form (dodgy agreement) with amendments to dates etc - their signature being dated a year later. They changed my date as well and some of the terms are missing i.e. credit limit.
However, they are claiming because I have drawn down and made regular payments the account cannot be in dispute.
I'm a little confused to say the least !!!
