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Hello
The section 75 appears to be going through ok - the CC company have said I have produced all necessary evidence.
It is not a chargeback case.
I was called a month ago and informed that the car seller is not going to be chased by the CC co. - they will refund me due to time now passed.
The car is in storage and they have agreed they will pay these costs as part of the claim until refund point.
The car is scrap value due to it's non useable condition - the costs to put it right make repairs not feasible.
If things go well, and after I have received payment from the CC company, the car will no longer be my property.
I did some searching around online about similar scenarios, and it could turn out that the CC co. could choose to not take ownership of the car after refunding, and then it's just sat in storage with future associated fees racking up.
I just want shot of the headache, and for them to take the car away.
I'd have to arrange for the car to go to a scrap yard, then if they paid any amount for the car, I'd need to get that money back to the CC co.
If they do choose to do this, what are the steps to cover myself legally please? I read that I'd be an 'Involuntary bailie' but when I looked up what that means, all info relates to landlords with rules and regs I don't understand especially in this scenario.
It would be good to prepare myself hence asking here.
(It's no use making phone calls, as I did call the section 75 team previously about another matter, but the agents can't help, telling me "Back office deal with the claims, we just help with general questions")
Any info will be appreciated. Thank you.
The section 75 appears to be going through ok - the CC company have said I have produced all necessary evidence.
It is not a chargeback case.
I was called a month ago and informed that the car seller is not going to be chased by the CC co. - they will refund me due to time now passed.
The car is in storage and they have agreed they will pay these costs as part of the claim until refund point.
The car is scrap value due to it's non useable condition - the costs to put it right make repairs not feasible.
If things go well, and after I have received payment from the CC company, the car will no longer be my property.
I did some searching around online about similar scenarios, and it could turn out that the CC co. could choose to not take ownership of the car after refunding, and then it's just sat in storage with future associated fees racking up.
I just want shot of the headache, and for them to take the car away.
I'd have to arrange for the car to go to a scrap yard, then if they paid any amount for the car, I'd need to get that money back to the CC co.
If they do choose to do this, what are the steps to cover myself legally please? I read that I'd be an 'Involuntary bailie' but when I looked up what that means, all info relates to landlords with rules and regs I don't understand especially in this scenario.
It would be good to prepare myself hence asking here.
(It's no use making phone calls, as I did call the section 75 team previously about another matter, but the agents can't help, telling me "Back office deal with the claims, we just help with general questions")
Any info will be appreciated. Thank you.
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