Hi guys,
I'm seeking some advice about where I stand with getting a default that british gas have registered on my credit file removed? Basically they have scr£wed my credit file for a few late payments a couple of years ago on a shared bill in a rented property.
I only became aware of this when I checked my credit file recently. I'm devastated. I have mortgages, a loan, numerous credit cards over the years and am diligent about never missing a payment and keeping my credit file in order. I simply had NO idea utility companies even did this, well British Gas and a few others.
By way of background, I never signed any agreement with British gas. I just moved into a shared property and was added to the account. They NEVER informed me that my credit file was at risk at any point.
Do I have any legal recourse with them?
All advice welcome.
Great forum btw.
I'm seeking some advice about where I stand with getting a default that british gas have registered on my credit file removed? Basically they have scr£wed my credit file for a few late payments a couple of years ago on a shared bill in a rented property.
I only became aware of this when I checked my credit file recently. I'm devastated. I have mortgages, a loan, numerous credit cards over the years and am diligent about never missing a payment and keeping my credit file in order. I simply had NO idea utility companies even did this, well British Gas and a few others.
By way of background, I never signed any agreement with British gas. I just moved into a shared property and was added to the account. They NEVER informed me that my credit file was at risk at any point.
Do I have any legal recourse with them?
All advice welcome.
Great forum btw.