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British Gas have ruined my Credit file

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  • British Gas have ruined my Credit file

    Hi guys,

    I'm seeking some advice about where I stand with getting a default that british gas have registered on my credit file removed? Basically they have scr£wed my credit file for a few late payments a couple of years ago on a shared bill in a rented property.

    I only became aware of this when I checked my credit file recently. I'm devastated. I have mortgages, a loan, numerous credit cards over the years and am diligent about never missing a payment and keeping my credit file in order. I simply had NO idea utility companies even did this, well British Gas and a few others.

    By way of background, I never signed any agreement with British gas. I just moved into a shared property and was added to the account. They NEVER informed me that my credit file was at risk at any point.

    Do I have any legal recourse with them?

    All advice welcome.

    Great forum btw.
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