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Hi, I'm hoping someone can help as I'm now so confused. I had a car loan through Barclays partner finance and through a whole series of events I fell behind with payments. I haven't paid anything since January 2013 and have had no contact with them.
I registered for my credit file with Experian and noticed that this has been marked as 4s since 2013 and never defaulted. I live in Scotland so was hoping it would be Statute barred next year but can I ask for a default to be added now or will that muck everything up? The original balance was £749 but they have added on so many default notices it is now at £ 1359. Can anyone please give me any advice as to which way to go.
Thanks
I registered for my credit file with Experian and noticed that this has been marked as 4s since 2013 and never defaulted. I live in Scotland so was hoping it would be Statute barred next year but can I ask for a default to be added now or will that muck everything up? The original balance was £749 but they have added on so many default notices it is now at £ 1359. Can anyone please give me any advice as to which way to go.
Thanks
