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Unknown CCJ on Credit Report....Help!

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  • Unknown CCJ on Credit Report....Help!


    I have just seen my credit file from Experian and have seen I have a CCJ I know nothing about as I don't recall having any paperwork in relation for this.

    What should I do?
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  • #2
    Re: Unknown CCJ on Credit Report....Help!

    Good evening, welcome LB.

    We will needs to have more details on what the debt was.

    When was the judgement awarded?
    Who was the claimant.
    It may help you to check The Registry Trust that keeps records of all judgements this is trust online, you will need to search current address and any previous ones , there is a small charge for each address searched.

    You can apply to the court to have the judgement set aside ( Court Form N244 application fee 155.00),

    The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

    Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

    If you receive messages from anyone offering advice for a fee please report it to the site team.

    Animo et fide.


    • #3
      Re: Unknown CCJ on Credit Report....Help!

      HI Nemesis45

      I've emailed the court to ask this info, as I have none.

      I don't know who or what it's from, when the judgement was awarded!?

      I've paid 4 for the The Registry Trust check and only gained a Ref Number.

      Can't even think what this debt might be from!


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