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Hello,
Thank you for reading, apologies if I’ve posted in wrong forum section.
Experian have been reporting since 04/10/07 a Welcome finance loan amount £2500.
with a balance of £8332 for the first 4.5 years up until a year ago when it changed to £3990 its current balance.
I've never paid any payments towards this loan ever or made contact and thought is was in fact taken out much earlier in the year 2007?
The account has been reported asdelinquenti.e. 6 markers for the last 5.5 years.
Since 30/04/13 the account has been updated as in default, this would mean being reported to Experian for 11.5 years without any contact.
The default was placed using my previous address according to Experian.
Any help how to deal with this mess would be appreciated.
I'm aware I should have paid at the time but I’ve only recently been able to deal with it.
Regards
Austin
Thank you for reading, apologies if I’ve posted in wrong forum section.
Experian have been reporting since 04/10/07 a Welcome finance loan amount £2500.
with a balance of £8332 for the first 4.5 years up until a year ago when it changed to £3990 its current balance.
I've never paid any payments towards this loan ever or made contact and thought is was in fact taken out much earlier in the year 2007?
The account has been reported asdelinquenti.e. 6 markers for the last 5.5 years.
Since 30/04/13 the account has been updated as in default, this would mean being reported to Experian for 11.5 years without any contact.
The default was placed using my previous address according to Experian.
Any help how to deal with this mess would be appreciated.
I'm aware I should have paid at the time but I’ve only recently been able to deal with it.
Regards
Austin
