Hi, this is my first post so please bare with me. I apologise if this has been posted in the wrong section.
It is quite a lengthy story, so I will keep it as short as possible while keeping in the important details.
In short, I have a default recorded against me by 'V12 retail finance/secure trust bank plc'. They have since sold the debt onto 'debt managers ltd' who have also recorded a default for the same debt.
On my credit file it shows both of these recording, with the exact same details except the company name is different, and the 'V12 retail finance' entry states "satisfied".
Is this correct? Or should V12 remove theirs from my file?
I'm currently in dispute for this debt as it isnt mine, although I know who has taken it out in my name. I have informed both parties about this, and 'Debt managers Ltd' have written to me explaining that when the person liable for this debt contacts them and pays the £309 owing, they will remove their default off my file.
I'm just worried that, if 'debt managers Ltd' remove their default entry, I will still be stuck with the 'V12 retail finance' default entry.
It is quite a lengthy story, so I will keep it as short as possible while keeping in the important details.
In short, I have a default recorded against me by 'V12 retail finance/secure trust bank plc'. They have since sold the debt onto 'debt managers ltd' who have also recorded a default for the same debt.
On my credit file it shows both of these recording, with the exact same details except the company name is different, and the 'V12 retail finance' entry states "satisfied".
Is this correct? Or should V12 remove theirs from my file?
I'm currently in dispute for this debt as it isnt mine, although I know who has taken it out in my name. I have informed both parties about this, and 'Debt managers Ltd' have written to me explaining that when the person liable for this debt contacts them and pays the £309 owing, they will remove their default off my file.
I'm just worried that, if 'debt managers Ltd' remove their default entry, I will still be stuck with the 'V12 retail finance' default entry.
Comment